Tell the calculator your dream — the age, the amount, the life. It'll tell you exactly what it takes to get there. No spreadsheets. No guesswork. Just a clear, honest number.
From basic projections to advanced tax analysis — MyWealthLens gives you tools that most people only get from a financial advisor.
Enter your target amount and age. The Goal Solver works backwards to tell you exactly what monthly contribution, growth rate, or initial capital you need.
Interactive charts show your portfolio growing year by year — split between your contributions and the compounding interest working for you.
Inflation-adjusted returns, 3-scenario comparison, SA tax analysis, retirement income forecasting, and PDF export — all in one place.
The Goal Solver is the heart of MyWealthLens. Lock any variable — your initial capital, monthly contribution, or annual return — and the calculator solves for the other two in real time.
The Forecast After Target tool takes your projected portfolio and models what happens next — how long your money lasts, what monthly income it generates, and at what point it starts to decline.
Not sure whether to invest more aggressively or increase monthly contributions? The Scenario Comparison tool plots three independent strategies on one chart so you can see the difference clearly.
South Africa's tax rules for investors are complex. The Tax Analysis tool applies CGT inclusion rates, your marginal tax rate, and dividends withholding tax to your projected portfolio — so you plan with the after-tax number.
MyWealthLens is built to give you a real answer in under two minutes — no account, no email, no waiting.
Enter your target amount and the age you want to reach it. Switch between Goal Solver and Projection mode depending on what you know.
Adjust your initial capital, monthly contribution, and growth rate. The chart updates in real time — every tweak shows you the impact immediately.
Upgrade to Pro to model inflation, compare strategies, analyse your tax exposure, and plan your income after you reach your target.
Financial freedom is not a dream reserved for the lucky — it's a number, a timeline, and a plan.
MyWealthLens helps you find all three.
The core calculator is completely free, forever. Pro unlocks advanced planning tools for R39/month.
No. MyWealthLens runs entirely in your browser. No data is sent to any server, no account is required, and nothing is stored beyond your local browser session. Your numbers stay on your device.
The compound interest formula, inflation deflation, and goal solvers are based on established financial mathematics validated against Investopedia, CFI, and SARS documentation. The Sources & Validation tab (Pro) lists every formula and its reference. Projections assume constant rates — real-world returns vary.
Yes — the defaults use 2024/25 SARS rates: CGT inclusion 40%, maximum marginal rate 45% (effective CGT 18%), and dividends withholding tax at 20%. You can adjust all rates to match your situation. The calculator does not account for the annual R40,000 CGT exclusion — consult a tax advisor for personal advice.
Yes. Pro is month-to-month with no contract or commitment. Cancel at any time and you will not be charged again. Your access continues until the end of the billing period.
No — and it doesn't try to. MyWealthLens is an illustrative planning tool that helps you understand compound growth and set informed goals. For personalised investment advice, tax structuring, and product selection, always work with a qualified financial advisor and registered tax practitioner.
Get access to all advanced planning tools for R39/month.